We’re excited to introduce you to the always interesting and insightful Joeziel Vazquez. We hope you’ll enjoy our conversation with Joeziel below.
Joeziel, we’re thrilled to have you sharing your thoughts and lessons with our community. So, for folks who are at a stage in their life or career where they are trying to be more resilient, can you share where you get your resilience from?
My resilience stems from my upbringing in North Philadelphia, where challenges were a daily reality. Growing up in the ghetto taught me the importance of perseverance and resilience. Despite facing numerous obstacles, including being separated from my mother and navigating a complex legal system, I always remained determined to overcome adversity. My experiences instilled in me a deep inner strength and a relentless drive to succeed, no matter the odds. Additionally, my personal journey of being scammed by Lexington Law in 2008 fueled my determination to create a better solution for myself and others in need of credit repair. This combination of life experiences and personal conviction has shaped me into the resilient individual I am today.
Great, so let’s take a few minutes and cover your story. What should folks know about you and what you do?
My journey has been a tumultuous one, marked by both personal and professional challenges. Growing up in North Philadelphia, I faced the difficult task of navigating a turbulent relationship with my father after being separated from my mother at a young age. Despite once having a close bond with my father, circumstances forced me to choose my mother’s side, a decision driven by a sense of righteousness and the need to stand by her side during challenging times.
As a teenager, I made the impulsive decision to leave home and pursue a relationship, ultimately settling in Ohio where I completed high school and entered into a long-term relationship. However, like many young adults, I lacked the financial literacy needed to manage my credit responsibly, leading to mistakes that negatively impacted my credit score.
In an effort to rectify the situation, I sought the assistance of Lexington Law, only to discover that they were more interested in collecting fees than providing genuine help. Determined to take control of my financial future, I delved into the intricacies of credit law, uncovering the Fair Credit Reporting Act and learning how to effectively dispute negative items on my credit report. Within two months, I had successfully cleared my credit of any derogatory information.
What excites and motivates me most about the work I do at Credlocity is the opportunity to empower others, particularly minorities, with the knowledge and tools they need to navigate the complexities of credit. Through our platform and blog, we aim to demystify credit scores, debunk common industry scams, and serve as a voice for marginalized communities.
What sets Credlocity apart from other credit repair companies is our unwavering commitment to our clients’ success. With a 30-day free trial and a 100% money-back guarantee, we prioritize transparency and results. Additionally, our monthly one-on-one check-ins ensure that each client receives personalized attention and a tailored game plan for improving their financial health.
Looking ahead, I envision Credlocity evolving into an all-in-one platform that revolutionizes the credit industry. From free credit monitoring without intrusive ads to DIY dispute features and innovative lending solutions that prioritize financial stability over traditional credit scores, our goal is to empower individuals to take control of their financial futures.
Currently, we’re in the process of developing our new credit monitoring platform, which will rival those of major industry players. Through innovation and a steadfast commitment to our mission, I’m confident that Credlocity will continue to make a meaningful difference in the lives of our clients and communities.
For more information about our services and mission, I encourage readers to visit our website at www.Credlocity.com.
There is so much advice out there about all the different skills and qualities folks need to develop in order to succeed in today’s highly competitive environment and often it can feel overwhelming. So, if we had to break it down to just the three that matter most, which three skills or qualities would you focus on?
Reflecting on my journey, three qualities, skills, or areas of knowledge stand out as particularly impactful:
1. Resilience: The ability to bounce back from adversity has been crucial in overcoming the numerous challenges I’ve faced, from a turbulent upbringing to navigating the complexities of the credit repair industry. My resilience allowed me to persevere through setbacks and maintain focus on my goals, ultimately leading to the founding of Credlocity. My advice for those early in their journey is to cultivate resilience by embracing challenges as opportunities for growth, maintaining a positive mindset, and seeking support from mentors and peers during difficult times.
2. Resourcefulness: Learning to adapt and find creative solutions to problems has been essential in my journey. When faced with the unethical practices of Lexington Law, I didn’t simply accept defeat; instead, I proactively sought out knowledge and resources to empower myself. Whether it was researching credit laws in a university library or leveraging technology to develop innovative solutions for Credlocity, my resourcefulness enabled me to turn obstacles into opportunities. To develop this skill, I encourage others to embrace curiosity, continuously seek out new information and perspectives, and think outside the box when confronted with challenges.
3. Empathy and Advocacy: Growing up in a marginalized community and experiencing firsthand the injustices within the credit system fueled my passion for advocacy and empathy. By understanding the struggles of others and using my platform to amplify their voices, I’ve been able to create meaningful change through Credlocity. My advice for those beginning their journey is to cultivate empathy by actively listening to the experiences of others, educating themselves on social issues, and using their skills and resources to advocate for positive change in their communities.
In summary, resilience, resourcefulness, empathy, and advocacy have been instrumental in my journey from adversity to success. By embracing these qualities and continually striving for personal and professional growth, individuals early in their journey can overcome obstacles and achieve their goals, making a positive impact on themselves and their communities.
We’ve all got limited resources, time, energy, focus etc – so if you had to choose between going all in on your strengths or working on areas where you aren’t as strong, what would you choose?
In my opinion, it’s essential to strike a balance between leveraging our strengths and investing effort in areas where we may not be as strong. Here’s why:
Focusing solely on our strengths can certainly yield impressive results in the short term. By capitalizing on what we’re already good at, we can excel in our chosen field and achieve success more quickly. However, this approach may lead to complacency and limit our overall growth potential. It’s akin to staying within our comfort zone, which can hinder personal and professional development in the long run.
On the other hand, striving to be more well-rounded by improving areas where we may be weaker is crucial for holistic growth and resilience. Developing new skills and knowledge not only expands our capabilities but also enhances our adaptability and versatility. This flexibility becomes particularly valuable when faced with unforeseen challenges or changes in our circumstances.
Allow me to share a relevant story from my own experience:
When I first started my journey in the credit repair industry, my initial focus was solely on leveraging my knowledge of credit law to help others. While this was undoubtedly a strength of mine, I soon realized that I needed to broaden my skill set to effectively run a successful business like Credlocity.
I invested time and effort in areas where I felt less confident, such as marketing, finance, and technology. This decision proved invaluable as it allowed me to develop a more comprehensive understanding of the industry and position Credlocity for long-term success. By embracing my weaknesses and actively working to improve them, I transformed potential obstacles into opportunities for growth.
In summary, while it’s important to leverage our strengths, investing effort in areas of weakness is equally crucial for sustained personal and professional development. By striking a balance between the two, we can maximize our potential, adapt to changing circumstances, and achieve lasting success.
Contact Info:
- Website:www.credlocity.com
- Instagram: https://www.instagram.com/credlocity/
- Facebook: https://www.facebook.com/Credlocity/
- Linkedin: https://www.linkedin.com/company/credlocity/
- Twitter: https://twitter.com/Credlocity
- Youtube: https://www.youtube.com/@Credlocity
- Other: www.CredlcityIQ.com www.CredlocityDIY.com

